Money Laundering Reporting Officer

At Dinotech, we foster a collaborative and forward-thinking culture where innovation, teamwork, and continuous growth are part of our everyday mindset. While we continue to grow, we’ve maintained an exciting and agile scale-up environment where innovation, collaboration, and people remain at the heart of what we do.

We offer a flexible hybrid working model that supports both professional development and work-life balance, along with a dynamic workplace, competitive salary, and a culture driven by teamwork and continuous growth. We also provide the tools and equipment you need to work comfortably, whether from home or the office, and regularly bring our teams together through social events and company gatherings.

Ready to grow with us and be part of something exciting?

Role Overview

The Money Laundering Reporting Officer (MLRO) will hold full statutory responsibility for the company’s Anti-Money Laundering and Combating the Financing of Terrorism (AML/CFT) framework across both its B2C gaming platform and B2B operator service lines. This is a senior, Key Function role operating within a Malta Gaming Authority (MGA) licensed environment.

The MLRO will act as the primary point of contact with the MGA, the Financial Intelligence Analysis Unit (FIAU), and other relevant competent authorities. The successful candidate must hold, or be capable of obtaining, MGA approval as Key Function (MLRO) under the Gaming Authorisations Regulations.

Key Responsibilities

1. AML/CFT Programme Ownership

• Design, implement, and maintain a robust AML/CFT framework in line with the Prevention of Money Laundering Act (PMLA), FIAU Implementing Procedures, and MGA requirements.
• Maintain and regularly review the company’s AML/CFT Risk Assessment, ensuring it reflects the current player base, product suite, and geographic exposure.
• Own and update AML/CFT policies, procedures, and controls across all business lines, and ensure effective embedding across operations.

2. Reporting & SAR Management

• Receive, evaluate, and where appropriate submit Suspicious Transaction Reports (STRs) to the FIAU in a timely manner.
• Maintain an accurate and complete internal suspicion reporting register.
• Ensure escalation protocols from front-line staff are clearly defined, trained, and operational.

3. Customer Due Diligence (CDD) & Monitoring

• Oversee the end-to-end CDD lifecycle including Enhanced Due Diligence (EDD) for high-risk customers, PEPs, and sanctioned individuals.
• Supervise transaction monitoring operations; review and act on system-generated alerts and case escalations.
• Ensure Source of Funds (SOF) and Source of Wealth (SOW) verification processes are fit-for-purpose and consistently applied.

4. Regulatory Liaison & Governance

• Serve as the company’s designated point of contact with the MGA, FIAU, and law enforcement on all AML/CFT matters.
• Prepare and submit the Annual MLRO Report to the Board of Directors and relevant regulatory bodies as required.
• Lead regulatory examinations, audits, and information requests related to AML/CFT compliance.
• Attend Board and Compliance Committee meetings; report on material AML/CFT risks, incidents, and programme effectiveness.

5. Training & Culture

• Design and deliver AML/CFT training programmes for all relevant staff, including onboarding and ongoing refresher training.
• Foster a culture of compliance and ethical conduct throughout the organisation.

6. Systems & Technology

• Oversee and optimise transaction monitoring, KYC, and AML screening technology platforms.
• Collaborate with product and technology teams on player journey design to ensure compliance requirements are embedded by default.

7. B2B Counterparty Due Diligence

• Establish and maintain a risk-based CDD framework for all B2B business relationships, including operator clients, technology partners, payment service providers, and affiliate networks.
• Conduct and document Enhanced Due Diligence (EDD) on high-risk B2B counterparties, including assessment of their own AML/CFT programmes, licensing status, and beneficial ownership structures.
• Maintain an up-to-date B2B client risk register and ensure periodic relationship reviews are conducted in line with risk appetite.

8. Operator Oversight & Contractual AML Controls

• Ensure AML/CFT obligations are appropriately embedded in B2B service agreements, including representations, warranties, and audit rights relating to counterparty AML compliance.
• Oversee the design and implementation of contractual AML controls where the company’s services are used by downstream operators as part of their own regulated activities.
• Where applicable, maintain visibility of downstream operator compliance standards and escalate concerns where a B2B client’s conduct poses AML/CFT risk to the company.

9. B2B Policy & Governance

• Develop and maintain B2B-specific AML/CFT policies and procedures, including a B2B Onboarding Policy, Counterparty Risk Assessment Methodology, and an Ongoing Monitoring Schedule.
• Conduct periodic B2B-focused AML risk assessments as part of the company’s broader enterprise risk management process.
• Provide AML/CFT guidance to commercial and business development teams during new B2B partner negotiations to ensure risk is identified and addressed prior to onboarding.

Qualifications &  Essential Experience

• Minimum 3 years’ direct AML/CFT compliance experience within the online gaming or iGaming industry, covering B2C player-facing operations.
• Demonstrated experience in an MLRO role at an MGA-licensed operator.
• Experience with B2B AML compliance, including counterparty due diligence, operator oversight frameworks, or compliance services supplied to licensed operators.
• Current MGA Key Function approval as MLRO or demonstrated ability to obtain MGA approval within an agreed timeframe.
• In-depth knowledge of the Maltese AML/CFT legal and regulatory framework: PMLA, FIAU Implementing Procedures (Gaming Sector), and MGA’s player protection requirements.
• Hands-on experience with CDD/EDD processes, transaction monitoring systems, and STR submission procedures.
• Strong understanding of the MGA’s Gaming Authorisations Regulations and compliance reporting obligations.
• Professional AML qualification: ICA Certificate/Diploma in AML, CAMS, or equivalent.
• Familiarity with FATF recommendations and EU AML Directives as they apply to the gaming sector.
• Exposure to responsible gambling frameworks (Player Protection Directive) and their intersection with AML controls.

Key Skills & Competencies

• Deep, current knowledge of MGA and FIAU frameworks; ability to translate regulatory change into operational action.
• Sound, independent decision-making on complex and sensitive STR and CDD cases.
• Ability to drive compliance culture and manage and develop a compliance team.
• Clear and confident communication with regulators, Board, and non-specialist colleagues.
• Strong data-driven approach to risk assessment and monitoring.
• Demonstrable personal and professional integrity commensurate with a Key Function role.
• Strong organisational skills and the ability to manage multiple priorities under deadline.

Why Join Us

• Opportunity to hold a recognised Key Function under the MGA regulatory framework
• Exposure to a growing international iGaming environment spanning multiple business lines and jurisdictions.
• Competitive salary and benefits package.
• Collaborative, innovative, and supportive working culture.
• Hybrid working model
• Health Insurance & Dental Insurance for you and your family
• Monthly Wellness Allowance
• Birthday Flight Voucher 
• Weekly Team meals.
• Corporate events throughout the year
• A great working environment